What Credit Score Is Needed to Get Home Loan?

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A question from gaikhur: What credit score is needed to get home loan?
I have 680 credit score and I also would pay at least 20% down payment for $ 150,000 worth of loan if it is approved. I have also one year history of car loan which was paid in time. Please suggest me,would l be eligible to get home loan with low interest rate? Or I have to pay more down payment? Or wait 4-5 months and more so my credit score will be atleast 720 and more ?

Top answer:

Answer by Judy
20% down payment is good, but 680 credit score could be a problem – you’d have better chances if you can get it up to 720.

 

Can You Transfer Other Credit Cards Onto Your Target Visa?

Question posed by kevinitisii: Can you transfer other credit cards onto your target visa?
I don’t see a link on the website and I want to put my 3 other cards on my target visa to save some money. I go to the other cards sites and they don’t have options to pay with credit card, only bank info. Why can’t you pay credit card bills with another credit card? I can’t seem to find out any info on how to do that. Thank you.

The No 1 answer:

Answer by dogluvr
yes you can consolidate your debt you need to call your target cc and ask them to do a balance tranfer, just make sure you have your other credit card info handy they will sent payment to your other credit cards usually there is a fee of about 3%

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